Personal CFO Services
Personal CFO Services
"The New Standard in Personalized Wealth Management Services"
We, at Silva Financial Services, believe that detailed and proactive financial planning is the cornerstone of successful financial decisions. When developing a client's financial plan, we take great care to understand our client's lifestyle, wishes and family matters. After we develop a detailed understanding, we perform a thorough analysis and construct a detailed financial plan that is specific to our client's financial and life goals. However, that is just the start of the process. In order to be effective the plan must constantly be monitored and updated to reflect new development in our client's lives and changes in laws. Our office remains in close contact with our clients to proactively address questions and ensure that every aspect of the plan is clearly understood and the plan is implemented effectively.
Our personal CFO services include:
Retirement, income and distribution planning
- Analysis of your income needs, now and in the future
- Continual development and implementation of recommendations to fund your income needs and help maintain a comfortable standard of living
- Recommendations regarding the best distribution strategy for your employer, retirement plan and IRAs
- Analysis of the beneficiaries of your IRAs and how to establish an inherited IRA to continue your IRA for up to 70 years or longer after you pass away, establishing a probability for your retirement cash flow success
Tax reduction planning with an Alliance CPA
- Comprehensive review of your tax return to highlight opportunities for maximizing tax reduction strategies
- Review of your tax situation and planning to incorporate any next tax law changes
- Recommendations of tax solutions including tax advantage investment
- Staying up to date on and presenting new tax laws that can effect your situation
Family wealth planning
- Analysis of your current estate plan and concerns
- Free consultation with our affiliated estate planning attorneys
- Guidance with the appropriate and necessary steps in the event of the death of a loved one
- Proper planning of beneficiary designations and correct asset titling
- Estate tax reduction techniques
Investment management service
- Reviewing your investment and designing a personalized portfolio appropriate to your needs and goals
- Continual monitoring of your investments
- Periodic meeting to: Review and evaluate your investment's performance, update your overall financial objectives, and, if necessary, reallocate your portfolio
- Monthly statements and quarterly performance reports are provided
- Independent objective advice is offered
- Recommendations regarding positioning of funds within your employer-provided retirement plans such as 401(k)s and deferred compensation
- Quarterly market watch letter detailing our firm's research, analysis, and view of the current state of the investment market
- Aggregation of your accounts into the wealth management system for easy viewing and accurate planning.
- Planning for stock options, restricted stock, and concentrated positions
Risk management and insurance planning
- Analysis of current risk/insurance plans and concerns
- Planning for extended care stays
- Estate protection
- Life insurance protection
- Disability planning
Client services and communications
- Quarterly newsletter to keep you apprised of the most current planning options
- Weekly market commentary (e-mail)
- Periodic reviews
- Special reports on ways to potentially reduce your taxes and other important topics
- Special platinum service events, including client appreciation events and economic updates. Guests welcome!
Silva Financial Services goes beyond financial product sales or providing investment advice. Our services equate to operating as your own personal CFO. We will team with you to help make all of the right financial decisions throughout life.
Call today to find out how our services can help you
609-261-8222
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